Character Sketch Of Gatsby in Fitzgeralds The Great Gatsby :: essays research papers

Gatsby plays an important role in the novel The Great Gatsby by F. Scott Fitzgerald. He is very rich, and lives in a great mansion. Moreover, he gives large parties quite often and most of the people who attend his party are not even invited. He is described as mysterious, generous, and passionate. To begin with, Gatsby is mysterious, this is shown when Nick saw Gatsby for the first time, Something in his leisurely movements and the secure position of his feet upon the lawn suggested that it was Mr. Gatsby himselfHe stretched out his arms toward the dark water in a curious wayInvoluntarily I glanced seaward-and distinguished nothing except a single potassium lightWhen I looked once more for Gatsby he had vanished. (Fitzgerald, 22-23)Nick finds Gatsby standing alone and looking toward the dark water in the middle of the night. Strangely, as Nick glances seaward, he sees nothing but a green light. Mysteriously, when Nick turns to look for Gatsby, he is vanished. Further more, there are many rumours about Gatsby, because he is so mysterious. Somebody told me they thought he killed a man. (Fitzgerald, 44) Nobody knows Gatsby, so everyone has his own theory about him. Gatsbys personality makes him very mysterious as he isolates himself from the guests at his parties. This is proven when Nick is looking at Gatsby, The temper of Mr. Tostoffs composition eluded me, because just as it began my eyes fell on Gatsby, standing alone on the marble steps and looking from one assemblage to another with approving eyes. (Fitzgerald, 50) Gatsby is a very strange man, because instead of joining his guests, he is all alone and looking at them. Therefore, Gatsby is known to be mysterious. Secondly, Gatsby is generous, this is shown when Lucille is singing Nick and the rest about the gown Gatsby gives her, When I was here last I tore my gown on a chair, and he asked me my name and address-inside of a week I got a package from Croiriers with a new evening go wn in itIt was gas blue with lavender beads. Two ascorbic acid and sixty-five dollars. (Fitzgerald, 43)Gatsby asks Lucille her name and address, and to her surprise, she receives a new gown within a week from Gatsby because her gown is torn on a chair.

A Good Man Is Hard To Find Essay -- essays research papers

"A Good opus is Hard to Find" The Grandmothers Grace     Flannery OConnors "A Good Man is Hard to Find" tells the metaphorical tale of a familys fatal confrontation with The Misfit, an escaped serial killer. The incidents and characters throughout the story are aspects of a plot intending to comprise the spiritual grace passed from one human to another, without regard for kindness or evil. The prominent character in OConnors story is the grandmother, who embodies this grace. By including imperfections in the development of the grandmothers character, OConnor shows the indiscriminatory retention of grace she possesses.     The grandmother is the most developed character of the story. She contains several traits that coincide with the stereotypical elderly southern woman. Some of her notions are bizarre and trivial, and ignored by her family, such as the possible attack by The Misfit, a trip to Tennessee instead of Florida, an d a fear of feline asphyxiation. John Wesley and June Star have micro if any respect for their paternal grandmother. "She has to go everywhere we go," whines June Star (194). The grandmother also dresses immaculately, even for a car trip, simply because in an accident "anyone seeing her dead on the highway would know at once that she was a lady" (194). She calls attention to pointless details such as mileage, the speed of the car, and beautiful road-side attr...

Campaign Funding Essay -- essays research papers

Campaign Funding What We Dont Know About Campaign Finance Does get Us. No matter what your social issue, if you want to solve it get the money out of politics. Only then will lawmakers vote for their people rather than their pocketbooks. hoot E. Lohman. Money corrupts politics, and when contri howeverions are being do to candidates it is non in the best interest of the American people. Campaign Finance is out of go steady in straight offs political races. Candidates are taking money from wherever and whoever they can get it. Soft money is flowing through elections without care or caution. plenty who make these contributions do not share the views of the average citizen, so politicians end up representing the wrong people. Money decides races, sometimes leaving the better man but lighter spender out of a position. Candidates make decisions based on what will help them financially that what is better for the people. Contributions by industry are do not in the interest of the p eople, sometimes hurting them in ways they dont even know. No matter what the opposition may pronounce weightlift finance reform is needed urgently to keep our democracy as our founders intended it. People and corporations that make the largest donations to campaigns do not share views with the ecumenical population. Politicians will listen to those who give them money so that they can depend on that money being there again when it is time for reelection. Yet mortal donors making a $200 dollar or more contribution make up only .33% of the population. This extremely small percentage of mostly wealthy individuals gain the power to influence politicians to their liking. The idea that these people should have power to affect government more than those with less money goes against the concept of equality for all, which is what made this country great. People who make large donations do not share the same views on most issues as the general population. Robert L. Borosage and Ruy Teix eira report that while 53 percent of voters want stricter regulations on businesses and corporations, to give workers a fair salary and working conditions, 58 percent of campaign donors want to see less control over the businesses and corporations of America. Donors also want less government spending with lower taxes, while the majority of citizens want a larger, more powerful government. A truly tiny part of our populat... ...r. After cuts from corporate welfare and wasteful government spending this would save taxpayers 495 to 995 dollars a year, not to mention price drops as a result of reduced corporate spending on political campaigns. This would put more money in the hands of the taxpayer to buy more products helping the economy. or so important, politicians would not be swayed by monetary interest offered to them for help in other areas. Donors not representing the public, money, not people and issues deciding races, politicians voting for campaign capital instead of the pu blic, corporations risking the safety of people, these are all problems that could be fixed by reforming campaign finance. Campaign finance is an urgent problem that must be remedied curtly or we will be facing a situation in government where the power lies in the hand of those who have money to donate to campaigns. If something is not done we will be heading straight into a corrupt and contemptible government whose only care is that of being reelected. Action must be taken now before it is too late and scandalous congressmen will only support scandalous policy. If our government is to be saved, we must have campaign finance reform.

Creon is the Tragic Hero of in Sophocles Antigone :: Antigone essays

Creon is the Tragic Hero of Antigone     Ladies and gentlemen of the jury, I am here today to argue the human action of sad hero in the gambling Antigone by Sophocles. I would like to start off by saying that it will be extremely hard-fought for me to have the passion that I usually have because of my client. My clients ruthless leadership disgusts me in the worst way. But I will still stand in front of you, the jury, and defend my client. As I said before I am here to argue the title of tragic hero in the play Antigone. I could see that some of you are dazzled by the word tragic hero. No need to worry for I will educate you. The great Aristotle was one of the first men who defined a tragic hero. His definition is not a rule for what tragedy should be, exclusively it is a description of what he believed tragedy was. According to Aristotle a tragic hero mustiness have these qualities to qualify as one. A tragic hero is neither comfortably nor bad. Along with being neutral in his stance, a tragic hero must also be born into royalty. A tragic hero could never be of the common folk. In addition to this a tragic hero must suffer a large fall from good grace. By this he means that a fall that brings him down to earth. A tragic hero also has some type of flaw. Whether it is a character flaw such as pride and ego or the character must make an error of judgment or a mistake. With the tragic flaw the character must also recognize the flaw that they have made. In other words, they have to be enlightened. The audience is then supposed to feel pity and fear for the tragic hero because of his tumultuous journey. The tragic hero also is supposed to inspire catharsis in the audience.   In some respects Creon is seen as good but with others as bad. The large fall that Creon took was the fall from the good grace of being a respected king. Your people are beginning to question your judgment and are beginning to side with Antigone.

Essay on the Vengeful and the Virtuous in William Shakespeare :: Biography Biographies Essays

The Vengeful and the Virtuous in Shakespeare Whether you hate your King, your Christian rival or a neighboring foe, if youre in a Shakespeare play then you will be punished. In the initial act of each play Shakespeare shows a conflict between two groups of people, one is vengeful the other virtuous. After the conflict is introduced, the malignant characters have important parts of their lives taken extraneous and in the end the last-ditch penalties of each are inflicted. All of the antagonists are left desolate in the end of the plays by either lost fortunes or their lives. Shakespeare takes good care to carry the protagonists of the plays much reward for being on the right side of the spectrum. As the characters hate increases throughout the play they begin to loose what is precious to them, first in sm all in all amounts, but in the end, they are stripped of all they love and value. The basis for the hate is introduced to the auditory sense very early on in all three plays. T he Capulets and the Montagues were neighboring feuding families. Shakespeare never states the reason for the dispute between the two but he does distinctly show the hatred from the beginning. Two households, both equivalent in dignity, In fair Verona, where we lay our scene, From ancient grudge break to new mutiny, Where civil blood makes civil hands unclean (I i 1-4). These first few lines of the play clearly describe the hatred between the two families and at the same time foreshadow an unpleasant end. In The Merchant of Venice, usurer more boldly states, I hate him for he is a Christian (I iii 39). This cry of hate is also early on in the play, which clearly helps show the reader that he is the antagonist of the play. In Henry IV it is revealed in the first scene that a young Hotspur has kept prisoners of war away from the King. He calls the King Bolingbroke behind his back out of disrespect. All studies here I solemnly defy, save how to gall and pinch this Bolingbroke. And th at same sword and shield Prince of Wales (I iii 227-229). In Shakespearean plays, a character who hates or plots against the King is automatically the villain of the play. The first act in all three plays revealed the characters for the audience to root against throughout the play.

Essay on the Vengeful and the Virtuous in William Shakespeare :: Biography Biographies Essays

The Vengeful and the Virtuous in Shakespeare Whether you hate your King, your Christian rival or a nigh foe, if youre in a Shakespeare play then you will be punished. In the first act of separately play Shakespeare fancys a conflict between dickens groups of people, one is vengeful the other virtuous. After the conflict is introduced, the malignant characters have important parts of their lives taken away and in the end the ultimate penalties of each are inflicted. All of the antagonists are left desolate in the end of the plays by either lost fortunes or their lives. Shakespeare takes good care to give the protagonists of the plays oftentimes reward for being on the right side of the spectrum. As the characters hate increases throughout the play they begin to loose what is precious to them, first in miserable amounts, but in the end, they are stripped of all they love and value. The basis for the hate is introduced to the audience very early on in all ternion plays. The Capu lets and the Montagues were neighboring feuding families. Shakespeare never states the reason for the dispute between the two but he does clearly show the hatred from the beginning. Two households, both alike in dignity, In fair Verona, where we lay our scene, From ancient grudge break to new mutiny, Where civil blood makes civil hands unclean (I i 1-4). These first some lines of the play clearly describe the hatred between the two families and at the same time foreshadow an unpleasant end. In The Merchant of Venice, Shylock to a greater extent boldly states, I hate him for he is a Christian (I triple 39). This cry of hate is also early on in the play, which clearly helps show the reader that he is the antagonist of the play. In Henry IV it is revealed in the first scene that a young Hotspur has kept prisoners of war away from the King. He calls the King Bolingbroke behind his back out of disrespect. All studies here I solemnly defy, save how to gall and pinch this Bolingbroke. An d that same sword and buckler Prince of Wales (I iii 227-229). In Shakespearean plays, a character who hates or plots against the King is automatically the villain of the play. The first act in all three plays revealed the characters for the audience to settle against throughout the play.

Analysis of Sherwood Anderson’s Hands Essay

Sherwood Andersons short story, Hands, revolves around the themes of being grotesque and being lonely. The power illustrated these themes with the storys main character, Wing Biddlebaum, who was driven out of his original hometown after he was accused of molesting a young son in the nurture which he used to teach in when he caressed the boys hair and shoulders using his pass. In short, Wings seemingly uncontrollable transfer symbolized his grotesqueness.Although Wing had pure intentions in everything he did, his own fear that he might repeat the incident at the school forced him to live in isolation, which also shows that he is lonely. His only friend was George, who was depicted as his pupil and who exhibited the same passion in writing as Wing did in teaching. Basically, from the themes that the author presented in the story, it can be deduced that even though Wing had problems controlling his hands, he still was in fact a normal person as shown in his friendship with George.T his was best illustrated when Wing was about to touch George the same way that he touched the boy at the school using his hands but was able to refrain from doing so. He also gave George advice in his career as a reporter for a newspaper, which showed that he wanted to help the boy and not harm him or sexually harass him In addition, the author portrayed that throughout the whole story that when Wing caressed the young boys hair and shoulders at the school, he never meant to sexually harass him. His actions were only misinterpreted by the parents of the boy as sexual in nature which eventually conduct to his isolation.Moreover, the author depicted Wing as a person who still desired human connection but feared doing so because of his uncontrollable hands. In separate words, Wings apparent grotesque nature, which was symbolized by his hands, was not his fault but the fault of the people and the world around him. It was their perception of Wing that make him grotesque and not his ow n hands.Works CitedAnderson, Sherwood. 2004. Hands. 14 April 2008 .

Compare the ways in which 3 poets write about relationships Essay

IntroductionTo his coy mistress, Remember and Since theres no help be all meters about relationships, the difference is the interpretation of the poets mess bestride, structure and other various aspects of the songs.To his coy mistress by Andrew Marvell and Since theres no help by Michael Drayton were both indite around the 16th and 17th centuries and explain very different characteristics of retire. Drayton wrote a verse form about the discontinue of a relationship with a checkmate testifying that the love between them is destruction. On the other hand Marvell writes, in a poetical style, few onenesss someoneal line of credit to a lover trying to persuade them to make believe sex with them. This poem captivates your attention with the extremes a man would go to have sex with a youngish virgin, unlike the other poems that ar about two partners love for to each one other. Similarly to Draytons poem, about love in a relationship, Christina Rossetti wrote a poem in the late 19th century to her partner telling him what to remember about their prison term to throwher.Themes/subjectThe poem To his coy mistress starts with Marvell addressing the young lady, whom he wishes to be his lover that there is no beat for her to be coy. Straight away this gives the characterization that hes an intimidating and powerful man. Had we but world enough, and metre, this coyness, lady, were no crime Marvell tells the lady that world coy is alright when you have time but implies their time is limited and therefore she has no time to be coy, in effect he is pressurising her to do something that she is uncomfortable with.Through the repetition of time in the above sentences you whitethorn have guessed that it plays an important role in the poem. Marvell refers to time regularly in the poem as part of his persuasion techniques. The way in which he uses time pressurises the woman into doing what he wants. For example Times winged chariot hurrying safe implies that she backsidet live forever so must make the most of the time she has.He uses time again in the concluding lines of the poem as a last persuasion to get his way Thus, though we cannot make our sun stand still, even we pull up stakes make him run Here Marvell explains to the lady that they cannot make time stand still completely but they can make the most of the time they have. When you quality bored and upset your time seems to go slowly comp atomic number 18d to when you are happy and this quote uses this to say that their time will be running if they are together due to the good times they will have.Similarly to Marvell, personifying time, Drayton uses the same technique by personifying love Now, if thou wouldst, when all have minded(p) him over, from finale to flavour thou mightst him yet recover Here Drayton has personified love by verbalise it is dying but may come back to life. I feel this is a good method by which the poet can get his message across with ease. In this case Drayton has personified love as a person on the verge of finish. When comparing the two poems it becomes clear that this technique is also useful in distinguishing the message from a speech or letter into a poem.ImagesA positive fancy in the love poem Remember is where Rossetti writes Better by furthest you should forget and smile than you should remember and be condemnable. She is expressing that she would rather be forgotten if that is the way to make her husband remain happy as she doesnt want to be remembered if it will make him troubling. Rossetti symbolises her love for her husband because she couldnt bare him being sad by remembering her, therefore giving an optimistic image of their relationship.Rossetti also expresses sorrow images Gone far away into the silent land. When you can no to a greater extent h experient me by the hand portrays that when she bankrupts she will go to a silent land where she will be all alone, in comparison to when she is alive she can h old her husbands hand, this reminding him that when she dies they will be separated forever. This is a sad image because it implies that their weedy bond will be split for eternity. The sadness is emphasised further because their relationship together was manifestly true love yet now it is near its end.Marvell uses conclusion in his persuasion, Times winged chariot hurrying near A downbeat quote persuading the young lady that if they do not have sex that soon times winged chariot will collect them. He is implying it will be too late if they wait as in conclusion they will get old and die. Marvell personifies time as a chariot and I think his meaning is that a chariot collects people once they die and as they age the chariot gets nearer and so tries to put across this image to the woman.Marvell attempts to persuade the young lady that he will spend an age to admire each part of her and at the very end of the admiration she will love him back. He then says that she merits no less than this and that he will never give her less than what she deserves. An age at least to every part and the last age should show your heart for lady, you do not deserve this state nor would I love at lower rate this quote is not intimidating, like most of the poem I think he says it so the young lady thinks he is a good man.I foolt think Marvell wrote the poem because of his love for her, even though in some parts of the poem he tries to re-assure her that he does love her, instead I think he uses it to take advantage of her naivety quote gives a dulcet image but has malicious intentions. I feel he says this only because writing about love is a good method when trying to crotchet her into bed and even though this quote may be deceiving she will probably not realise due to her young age.At the end of the poem Marvell tells the young lady that he would rather die than be without her Rather at once our time devour than languish in its slow-chapped power Lines 39-40. This gives an image that he would rather all his time go, and would prefer to die than be without her because he would have to suffer in times power as his life would seem to be going slower if he wasnt with her. As this quote is written in the concluding lines of the poem it continues to lead your thoughts to think he uses love as a means of enticing her into doing what he wants and to trick her into believing that hed rather die than be without her.In the poem Since theres no help there are a lot of forbid images with few positive ones. This is due to the fact that love is dying out compared to Marvells poem in which the man wants the lady to believe he is in love with her, so if he expresses too many negative images then she would be less likely to believe him, different in that of Rossettis poem in which the relationship is very unfluctuating but the circumstances are of the person dying and not the love and by this she portrays how much love she has for him.In the opening lines Drayton te lls the lady he wants nothing more to do with her you get no more of me even the phrase itself gives you the image that he doesnt want them to be together any longer.He continues to feel bitter and demoralise and he reflects his mood in the negative images he gives in the poem. I am glad, yea, glad with all my heart, that thus so cleanly I myself can scanty Drayton is almost trying to persuade her and himself that he doesnt love her anymore and that he can be free of her, if their relationship ends.I dont think Drayton does want the relationship to end but says this because he feels that he has no choice and doesnt want to give his partner the impression that he would forgive her, whatever she does, otherwise she will take him for granted.StructureMarvell, Drayton and Rossetti all use rhyming couplets in the structure of their poems and this makes the poem easy and elicit to read. If it excluded the rhyming couplets reading the poem would be dull and the poets message would proba bly be lost in what would sound more like a speech.Drayton and Rossetti both wrote traditional love poems, the differences being that Rossetti wrote about the great amount of love between a couple and Drayton wrote about the lack of love in the relationship. Both poems include only 14 lines as opposed to the 46 of Marvells poem, however, all three poems work well. I felt Marvell chose to write a longer poem so he could properly express the argument and message it contained whereas I felt Rossetti and Drayton chose the shorter structure would be the most efficient way to explain what they wanted as they may have felt that choosing a longer structured poem to end a relationship or to express someones feelings would make the poem dull and boring.The difference between Rossettis and Draytons traditional love poems is that Rossetti split the poem into two stanzas one with 6 lines and the other with 8 and thus uses the structure of a Petrachan sonnet whereas Drayton used the Shakespearean Iambic Pentameter which contains what would now be 10 syllables per line. Rossetti and Drayton writing a sonnet is evidence that they must love their partner. To write a sonnet to someone puts across the fact that you love them through the structure alone because of it being a traditional love poem.Language / ToneMarvell wrote his poem with persuasive and argumentative language. He tries to pressurise the person it is written for by consistently utilize death in his argument. At the beginning he says that there is no time to be coy but later says the opposite by face if you please, refuse till the conversion of the Jews. As Jews are renowned for the pride they have in their religion he may feel there is not much chance of his succeeding with the young lady unless he poses this argument to change her opinion.Marvell tries to allure the young woman into having sex by using gust tactics Then worms shall try that long-preserved virginity and your quaint honour turn to dust and into ashes all my lust Notice the language that he uses, as opposed to saying that someone else will take her virginity he gives her the image of her losing it to worms once she dies. This is a horrific image and using this destructive image it is far more hard-hitting because of the message behind it. Rather than using kindness to persuade his mistress into having sex he tries to scare her and in using such a emphasised phrase on someone he claims to love further confirms his intimidation of this poor innocent girl.In comparison Rossetti wrote her poem in a more relaxed way but still with an important point to make. This is because she was writing it to someone who she has loved for most her life, however, she still wanted to persuade him not to aggrieve. Remember is repeated throughout the poem, this is because she wants to be remembered but doesnt want to be mourned. Her message is expressed when she writes Only remember me you understand and and afterwards remember, do not grieve both these quotes found in the second stanza of her poem prove that she doesnt want him to forget her nor grieve.Rossetti, unlike Marvell, didnt write on her own behalf as Rossetti wrote solely for her husband and mentioned herself rarely in the poem, I felt this was sad as she is the one dying but she didnt want to meake her husband feel more upset so she couldnt tell him how she was really feeling. You can tell she loved her partner and that the poem was written with good intentions.Drayton wrote his poem in such a way that it seemed that he was trying to persuade himself that he would be better off ending the relationship as well as telling his partner that their relationship had finished. Draytons intitial message to his partner is that their relationship is worth nothing, however, at the end begins to realise the love he has for her and so tells her the love may come back and as he does this the message at the end is very similar to the message expressed by Rossetti when all ha ve given him over, from death to life thou mightst him yet recover Drayton, talking about love personifying, hints that the love may come back to their relationship and may this happen his relationship could be similar to Rossettis loving relationship with her husband.My response to the poemsMy feelings about each poem differ I feel the poem by Rossetti is sad as you can tell the relationship was strong and the poem was written to give her husband strength to go on after her death and remember the good things once shes dead. It is effective as you know they had a good relationship because information such as their planned future together can be taken from the poem no more day by day you tell me of the future that you planned. It is also sad because she showed no self pity and so makes you feel sorry for her husband who wouldnt know how his wife felt about her nearing death.My feelings about Marvells poem are completely different. I think this poem is quite threatening and harsh. He tells the young lady in the poem that she has to make her decision before she is old and ugly as he will no longer love her. I think he is also mean to write a poem in the persuasive language he does because she is young and nave and he uses this to his advantage. The horrific images he portrays further prove that he uses love falsely because if he did love her he wouldnt scare her into having sex against her will. Then worms shall try that long-preserved virginity and your quaint honour turn to dust and into ashes all my lust This illustrates the extremes the speaker is vigilant to go to in order to get what he wants, he is trying to give her negative thoughts of what will happen if she rejects him.As mentioned before, the poem was written in the 17th century in an era which girls normally married as virgins and usually at a very young age. Marvell uses this to his advantage by continue to express, what I think, is false love because by getting her to believe he is in love with her he feels he stands a greater chance of her losing her virginity to him.I felt sorry for Drayton after reading his poem because I felt he wrote it after finding out about his partners occasion and this would account for his harsh way of ending their relationship and angry tone used when ending it. However, to tell his partner that he can be free without her is surprising, especially when at the end of the poem he says the love may come back.I think Drayton wrote this poem on the back of an affair his partner had been having, Now at the last gasp of loves latest breath, when, his pulse failing, passion silent lies, when faith is kneeling by his bed of death. The phrase speechless lies could be a reflection of the times she lied to him while having the affair and faith kneeling by deaths bed shows that along with the love, faith had also go forth the relationship giving further reason to think she had an affair. Aswell as this Drayton lets his partner know that the love in their relationship is dying and has nearly gone completely, by saying that it is taking its last gasp of breath.Shortly after, Drayton gives his partner the impression that the love may come back. Now, if thou wouldst, when all have given him over, from death to life thou mightst him yet recover. This quote gave me the feeling that the relationship could come back giving reason to believe that the poem was written as retaliation after finding out about an affair. Understandably he would be distraught and so uses the harsh images mentioned in the early stages of the poem but finally ending by realising the amount of love he has for his partner and so says that they might be able to overcome this and love each other again.The poem I preferredOverall the poem that I most preferred was Draytons poem Since theres no help This is because unlike Marvells poem it isnt as long and is kept to a simple 14 line structure. I feel that this made it easier to understand as opposed to Marvells longer po em. flat though the longer length may have added more detail I found this made it far easier to lose interest. Rossettis poem, like Draytons, was short, however, I like the way Drayton personified love throughout his poem by expressing loves life in his relationship. I disliked the overuse of remember in Rossettis poem, even though it was obviously intentional, I thought it made the poem repetitive with Rossetti continually telling her husband what to remember and remember what not to do.However, I did think that Marvells poem was strong in its persuasiveness and thought it would probably be successful in taking advantage of the young girl, which was the purpose of him writing it. Another reason for my predilection of Draytons poem is that it questions the strength of the relationship and whether feelings can be turned off so easily.

Linear Equality Applied in Real Life Essay

From the real life situation described in the prior DQ 1, I found out the form of the equation that can be used to analyze situations wherein decisions have to be made. This linear equation is that of the slope y = ax + b, wherein x is the independent value and its value is fixed. In the problem 40, the x denotes the fixed rate for each minute used. The variable a is the number of minutes consumed for the call and b is the fixed amount the company aerated just for using the service.The variable y is the dependent variable and the total amount for the whole service, depending on the number of minutes used. Figure 1, based on problem 40 (McGraw-Hill Companies, 2005) will help to further illustrate the use of the equation. Based on the graph, Company A costs more than Company B up until a certain point, which is when the sum of the calls Rafaella made in one month was 45 minutes. On the other hand, when she made 60 minutes expense of calls in one month, it is seen that Company B start ed to become a bit more expensive than Company A.Thus, based on the results, Rafaella should choose based on her own estimate of her usage of long-distance call calls. If shell rarely make calls or call for only a few minutes each month, she should stay bid at Company B. However, if she thinks that her total calls would exceed 60 minutes per month, then it is advisable for her to subscribe to Company A. Table 1. Total charges for total minutes of of long-distance calls in one month for Company

Planning a Birthday

Planning a birthday ships company may seem like a simple project, but it may be difficult and require a lot of work. In order to plan a successful party, you need to pass on excellent organizational skills, find a good location, secure a sufficient budget and wealthy person plenty volunteers. Beginning the process, you entrust need to have excellent organizational skills. This comes in handy as you figure out a list of people to invite including, family relatives, friends, and co-workers.You may fill out invitation tease and get them in the mail at least one week before the party. You need to give the guests enough time to R. S. V. P, so you will get along how many people will be attending the birthday party. If you have the party at your house you will need to invite your neighbors. Having a party at your home sometimes comes with a lot of noise, your guests may park their cars by your neighbors house and you dont want to hurt your neighbors.After you know how many people wil l be joining the birthday party, you need to start compiling a list of food, alcohol beverages, easygoing drinks, and party supplies such as paper plates, plastic forks, cups, napkins, decoration, games and possibly entertainment. Next choose an appropriate location to have your event. Possible places are restaurants, clubs, hotel suites, ballrooms or your house. lets say you decide to have a party at your house. You have an advantage because you do not necessarily have to hire a catering company.Instead you can show off your cooking skills, and impress your guests. Another reason is that most of your guest already knows your home location and it will be easy for your guest to find the birthday party. Also having a party at your home will save some budget as compared to guideing a place. If you decide host a party at some type of venue then more goes into preparing your party. For example, you choose your house as the place for the party. On the other hand, if you have a good budg et and your home cannot fit a lot of guests, then you probably need to rent a place such as a hall.Final step, you will need to have a budget. One of the worst things that could happen is you plan everything and ready you do not have enough money. A good budget will help you watch your expenses. For example, if your budget is $1,000. 00 dollars for a birthday party, you can conk $600. 00 on food, drinks, and supplies and $300. 00 for hiring a DJ and $100. 00 for decorations. In conclusion throwing birthday parties take lots of planning and time management.

Acknowledgement of report Essay

I had sincerely expressed my ineptness & gratitude towards Max Life Insurance for giving me an opportunity to join this gaze organization for 45 days of summer training. My summer training in Max Life Insurance Kurukshetra, of duration 45 days has been quite successful. During my take a breather for 45 days, I had received full co-operation from employees and officers of the Max Life Insurance. The practical visualization of the summer training has helped me to understand a lot of practical things. In order to acquire myself to the task of the organization and to analyze them, I met staff who helped by their kind co-operation and guidance.During the training they have been giving the practical knowledge .I would be special thank to our college faculty (HOD) under supervision this topic. This Acknowledgement would be incomplete if I fail to express my deep gratitude towards all the facility of Kurukshetra found who gave me a lot of support and guidance .Last but not least I would b e special gratitude to our all friends who heartening me to complete this project.PREFACEIn our two year degree program of M.B.A of theirs provision for doing training, after 2nd semester. The essential purpose of this project is given an exposure and detailed outlook to the scholar of practical concept, which they already studied research. For this purpose, I assigned the project for the RECRUITMENT AND SELECTION in MAX LIFE INSURANCE COMPANY. It is a matter of prominent privilege to get training from MAX, One of the largest organizations of its kind.I hope this report will provide an experiment outlook to the dynamic functioning in the HR DEPTT. Of this company.

Meteorologist: What do they do? Essay

Meteorologists are very involved in the world today. You might see them on T.V or hear their voice on the radio. Wherever they are they help you in many ways.The word meteorology refers to the Greek word meteoron. Meteoron refers to an astronomical phenomenon. The attainment of meteorology was eventually referred to the study of the atmosphere.Meteorology is the study of the atmosphere. Meteorologists, also known as atmospheric scientists, study the atmospheres physical characteristics, motions, processes, and the way it effects the rest of our environment.High school students interested in meteorology should take as many classes as possible in mathematics, physics, chemistry, mechanical drawing, and physical science. A bachelors level in meteorology is the minimum job requirement. A masters degree is necessary for most positions and a Ph.D. is require for most research positions. Most colleges and universities wee meteorological programs. You must be good at reading comprehensi on, critical thinking, active learning, writing, and mathematics. Meteorology includes instruction in atmospheric chemistry, physics, weather dynamics, climatology and climate change, weather simulation, forecasting, climate modeling, mathematical theory, and the studies of clouds.After four or more years of sweating through exams, and slaving into the wee hours of the morning to complete term papers its time for your next challenge- getting a job. One of the best places to start is by asking questions to recent graduates who have found jobs. After asking questions you should attend seminars and earnshops that your school may have on resume writing and interviewing. The federal government employs more than four-tenths of all meteorologists, consequently they are the largest employer. The second largest employer is the National Weather Service and the third is the Department of Defense and Armed Forces. Others work for stations and companies.Financially, meteorologists have a good outlook. Meteorologists who work forthe National government with a bachelors degree in meteorology make around $19,500 to $24,200 a year. A masters degree earns about $24,200 to $29,600 a year and a Ph.D. earns about $35,800 to $42,900. Most experienced meteorologists make around $46,000 a year.Meteorologists work very hard to be what they are. They go through many years of college and hard work. Meteorologists are also very involved with the world today. Without them we would not know if it would rain or be bright today.

Coleraine University Controversy

Hope was further raised hat he was heralding a depart of direction In IN when he proposed the Lemmas- ONeil talks. However, his rhetoric was soon seen as empty promises when he appeared to celebrate Storming perceived west of the Ban policy with his failure to site IN second university in the patriot dominated Deere. During this time in IN, union members had majority rule. The jingoistic community was small and often felt maltreat by the unionist politics. Since most Nationalists were Catholic and most Unionists were Protestant, religious and governmental divisions went concurrently.The flirts prime minister In IN (Sir James Craig) boasted that IN was a protestant state for a Protestant people, which Just shows how prepossess the government often was against the Nationalists. This political and religious discrimination started when partition was introduced in Ireland. The six counties in IN remained a part of Great Britain, and the rest of the country became independent. Nat ionalists longed for a united Ireland whereas Unionists were pleased to be a part of the United Kingdom. This was the main cause towards the political strife at hand. When LordBreakthrough was prime minister he just now managed to further Increase the Dillon between the two communities. Even though the Welfare state had improve their living standards, the Nationalists still felt distant and separate from the rest of the IN community. This is why they became optimistic when ONeill denote his plan to unite the two traditions in IN. He showed how willing he was to break away from the prehistorical by playing a key role in attracting foreign industries to N, which increased employment levels, and by recognizing the IN section of the Irish Congress of Trade unions.This raised the hopes of the Catholic community that more come to treatment might follow ONeill had a quite a modernizing outlook which was proved when he set to meet with the Republic of Irelands prime minister, Sean Lem mas. It was a historic meeting that involved political risks for both men. Unionists were appal at their leader as they felt opposed to any connections with the Republic. This meeting held a great cumulation of significance as not only did it explore the possibility of future co- operation It enlightened ONeil to the accompaniment that the unionist community was resistant o any changes that threatened their majority rule.I feel the Unloosens community acted brashly and undemocratically as they were adamant to being left unattached to the republic mainly due to the actor that they were worried that Nationalists would get more civil rights if the North formed stronger ties with the Nationalist Dominated South. The Ban River (the overnight river in Ulster) was often used as a dividing line between the eastern and Western areas of N. To the East of the Ban the population had a substantial amount of Unionists, whereas to the West lay a ere usually seen as having less investment and government spending than those of the east.The East side also held the financial and industrial neat Belfast. This sparked arguments from the Catholics that the government was one-sided, especially when proportional image was scrapped back in the sass and what is cognise as gerrymandering took turn up instead. This happened in particular in Deere, the voting wards in the city were split to preserve majority representation for Protestants in terms of seats on the Deere Corporation despite the large Catholic voting majority.The Nationalist community felt as though they were not accepted in the IN society, their voting privileges were do by and they were overlooked in the areas of Jobs and housing. When they heard a decision to establish a second university in IN had been arranged, the Catholics in Deere worked alongside the Protestants at that place to ensure their city was chosen as the raw(a) location. This provided the long a waited for link between the two communities. How ever, bitter public controversy quickly arose.As a result from the new introduced welfare state, the massive increase in second level pupils led the government to assume that there loud shortly be an amplified demand for places at third level universities. The Robbins Report on higher(prenominal) Education then advised a second university be constructed in N. The Nationalist and Unionist politicians in Deere were quick to recommend their city as the site. In November 1963 an advisory committee was appointed under the chairmanship of Sir jakes Lockwood who was the Master of Bribers College in London.However no Catholics or Nationalist were included in this committee and this triggered the first contest of controversy over the new university. The people in Deere were determined to acquire a new university as it would be a major source of employment and would attract new industries. The Catholics were also eager to chance the university as it would possibly lead to a larger populat ion of Catholics in the city, meaning gerrymandering would no longstanding be an issue. The Lockwood committee investigated a number of locations for the university and it became a sixteen month long process.They took into particular reflection the availability of the site, the proximity of the town and regional planning needs. Eventually Clearing was decided as the new position for the university. The people of Deere and Armada (who had also recommended their city as the location) were outraged by the committees decision. However the committee members remained tauten with their decision as they believed Clearing had presented a better case and also had all the necessary facilities needful for a new school.A University for Deere campaign was set up under the chairmanship of local school teacher lavatory Home. This was his first role in IN politics and he later became a leading political figure. The campaign led a delegation to Storming and more than 20,000 people took part in t his protest. They pooped to prove to the government that Deere was the clear choice for the location of this new university. Although the majority of Deere was insistent on attaining the university, a group of Unionists known as faceless men from Deere met with ONeill stating Just the opposite.They feared that a new university in Deere would lead to an increase of Catholics which would threaten Unionist control of the city. This showed just how discriminated against the Catholics of IN were and how prejudiced the Protestant community could be. The actions of these men caused further distrust of breathing out to be handed to them they had to fight for it. It can be surmised from the above that ONeill failed to implement his pledge on pickings office. While he took some steps towards bridging North South relations with his meetings with Lemmas, he did little to bridge over the divide between the Nationalists and Unionists in N.The Nationalist hopes were dashed as they felt as though their previously seen unbiased leader had failed them. It can be argued that the controversy surrounding the sitting of INNS second university in Clearing only proceeded to heighten the tension between the two communities. It is also well documented that this action, which was en as a West of the Ban policy, ignited the more radical nationalists and encouraged the Nationalist community to stop waiting and demand about change themselves.

Ford Pinto Case Brief

cross Pinto study Brief There was strong challenger for cut through in the American small-car market from Volkswagen and several Japanese companies in the 1960s. To fight the competition, Ford rush along its newest car the Pinto into production in much less time than it usually required to develop a car. The regular time to produce an automobile is 43 months Ford took 25 months. Before production however, Ford engineers disc everywhereed a major flaw in the cars design. In nearly all impinge on put in test collisions, the Pintos fuel system would rupture extremely easily. The technology was available to make the Pinto a safer vehicle.The trump method for improving the safety of the Pinto was to line the gas tank with a rubber bladder. Ford asseverate that it would cost $11 per car to add any sort of gas tank fire bar device. Lee Iacocca, who was in charge of the development of the Pinto, had specifications for the design of the car that were uncompromisable. These specifica tions were that the Pinto was not to weigh an ounce over 2,000 pounds and not cost a cent over $2,000. Any modifications, even if it did provided extra safety for the guest that brought the car closer to the Iacoccas limits were rejected.A report was prepared for NHTSA by consultant Eugene Trisko entitled A National Survey of Motor Vehicle Fires. His report indicates that the Ford Motor Company makes 24 share of the cars on the American road, yet these cars account for 42 percent of the collision-ruptured fuel tanks. Another staggering point that was discovered was that a large and growing number of corpses taken from burned cars involved in rear-end crashes contained no cuts, bruises or broken bones. They clearly would have survived the accident unharmed if the cars had not caught fire.There was no single event that ca utilize all of the deaths and injuries related to Pintos. Ford had many opportunities to limit the damage done by the faulty design of the Pinto. Engineers bowe d to pressure from superiors to keep quiet about the unsafe cars. Was it ethical for Ford to make Ford Pinto? Question No. 1 Marks 10 How Ford management used Cost Benefit Approach in solving the case? Is it right decisions? Question No. 2 Marks 10 What is the best ethical solution that Ford company management has to adopt? Case Study

Crime Rates Essay

In the recent years, offensive arrange especially in cities have been increasing at an alarming rate. This phenomenon has become a major reference book of insecurity and fear in the society and is a mind bogging problem faced by roughly establishments. The increase of crime in cities ar mostly due to the lack of education, social inequality as well as an ineffective justice system.Firstly, the lack of education in immigrants is a main take of the increased crime rate in cities .Cities argon attractive places to those living in rural areas as a better living can be obtained. However, those who migrate to big cities often lack victorian education therefore they are unable to compete with others who were raised in cities. This causes them to face difficulty in searching for jobs and are often of the low income group or even unemployed. The living expenses in cities are much higher than rural areas thus those people are obliged to resort to crime in order to get cash immediately to pay for their living expenses. So, it is clear that good education does converge a vital role in crime rates.Read more Essay on umbrage Rate Increase in IndiaMoreover, social inequality overly contributes to the increase of crime rates in cities like Delhi, India. The rich live in luxury while the pitiable live in poverty. This dissymmetry in the society results in the poor thinking that the government is not being fair and in addition jealousy. The poor leave behind then commit criminal offences such as stealing and robbing from the rich in order to show their dissatisfaction. Those living in poverty are desperate for basic necessities and often unloosen to crime as an alternative as it is the fastest way to obtain it. Therefore, the huge difference in society classes leads to an increase in crime rates.In addition, crime rates in cities are also influenced by the ineffective justice system of the country. In Battambang, Cambodia, the law does not have great chest henc e the people are not afraid to commit crimes. For example, those who commit rape offences in Battambang do not have to face jail but only pay an amount of compensation fee. Those who are arrested are often set free because of loopholes in the proof. Consequently, they are not afraid of the punishment. Hence, a poor justice system leads to the increase in crime rates.Therefore it is obvious that the lack of proper education, large differences among social classes and a justice system that is weak are the main causes of the dramatic increase of crime rates in cities. This issue needs a combined effort by the society and the government to overcome. The government can start by offering free education for the society, enforce stricter laws and also cause a solution to decrease the social inequalities in order to curb this issue as it will have a major negative impact on the growth of a country.

Villanova admission essay

Basing my argumentation on my experience, I convey come to appreciate the fact that, adaptive problem figure out is a quality I have painstakingly assumed. I have being raised in a business oriented family I have witnessed the benefits of a close toone being in the forefront of solving amicably arising and anticipated problems.This does not require of me to be always looking for some problems to solve hither and there, rather I have raise myself best suited to tack any forthcoming problem. formerly a problem is solved, I always feel re-energized to put my efforts in the core areas of whatever I am doing at that particular time.Whenever a problem is too big to handle by myself, I always enlist the services of others in my field of work thereby bringing the sense of to stunherness.To avoid unnecessary problems, I always like playing by the rules. Honesty is a virtue that, at the end of the day, rewards handsomely. Mahatma Gandhi once said Its difficult to conduct an honest busi ness but its not impossible thats is why I try to keep on the straight and shrink even if some situations, many a times demand otherwise.My father has taught me that a business found on the premise of lies may only stand but will never weather the slightest of the storm.A person of integrity is always a darling to many. My own mother has been approached by many big incorporated firms to become a big shot because she has exhibited integrity in our familys manufacturing firm.Turning these offers down, she always insists that she is happy where she is, and this shape up shows that she is a woman of principle and character. This has not only encourages me to be of integrity but also opens me collect how it is a good thing to employ the principle of integrity with and through.All my school life, I have found myself excelling because I have been engaging my teachers and other stakeholders with intellectual questions. For I have developed a tendency of information two to three chapt ers ahead of what the teacher is covering and on top of that reading widely, I have benefited much for I have been subject to understand some of the connectedness of divers(a) aspect of what we cover in class and what happens in reality.It has been fairly easy for me to put into practical the supposed parts of course work. This has further enabled me to understand the world better and how to make it better for other batch and the generations to come.Problem solving, honesty, integrity, intellectual curiosity to mention but a few, are some of the traits that have contributed greatly in enabling me to establish an advertising company while still in school. I have been able to run this company and it broke even a while ago and I am reservation good money not to mention three employees I have employed permanently and many others on contract.As a member of the incoming business class, I feel encouraged to add some value to my course mates and the entire school community. In doing s o, I will try to supporter any student with a problem, I come across though it will be a tall order I will try my level best. In the same vein, I will encourage them to work as a team, because a problem shared is a problem half solved. Honesty and integrity are two intertwined aspects and it will be up to me to show the students that one does not need to wait until after school to become a person of integrity rather the earliest the better.I will invite them to see the progress of my business whereby I will explain to them that its through honesty and integrity that I have taken the business that far. Concerning intellectual curiosity, I will keep on engaging my teachers in constructive discussions and I am hoping that, those students who shy away from asking questions, will get both the clarification and the courage to ask questions.I will also lead other students to read widely and to relate what is learnt in classroom to what take place in the real world. This, I believe, wil l make the learning environment more enjoyable to both the teachers and the students.

Intro to Marketing Final Review

1. Explain the importance of the marketing mix. Product wrong Promotion shoot for 2. Describe and analyze the marketing management functions. Developing marketing strategies and plans Capturing marketing insights Connecting with guests Building strong brands defining marketing offerings Delivering value Communicating value Creating long term growth 3. Explain the elements of a marketing plan. Executive Summary Situation Analysis merchandising Summary Target market Market Demographics geography DemographicsBehavior factors Market Needs Trends and product S. W. O. T. Analysis Strengths Weaknesses Opportunities Threats Competition Product Offering Keys to Success Critical Issues Marketing Strategy Mission Marketing Objectives Financial Objectives Target Markets Positioning Strategies Marketing Mix Distribution Price Advertising and Promotion Customer Service Marketing Research Financials Breakeven Analysis Sales Forecast write down Forecast Controls Revenue Expenses Customer Sat isfaction New Product Development ImplementationMarketing Organization Organization map Contingency Planning Difficulty and Risks Worst Case Scenario 4. Describe the stages of the product life cycle. Introduction Growth Maturity Decline 5. Explain and analyze the advantages and disadvantages of entering international markets. Advantages Economies of scale in production and dispersal Lower marketing costs Power & Scope Consistency of Brand Image Ability to leverage good ideas, quality and efficiency Uniformity in marketing process DisadvantagesDifferences in Consumer needfully, wants and use patterns for products Differences in response to marketing elements Differences in trends and products Differences in the legal environment Differences in marketing institutions Differences in formation procedures 6. Explain the impact of e-commerce on the marketing functions. Information more rapidly available Direct customer relationship easier to develop Economies of scale by leveraging ad vertising collaterals 7. Describe the new product using process Idea generation ScreeningIdea evaluation Development Commercialization 8. The adoption curve Innovators archean adopters Early majority Late majority Laggards or nonadopters 9. The consultative selling process Develop an understanding of inevitably Provide general benefit statement Ask questions Listen carefully Agree on needs Discuss how to meet needs Close sale Sometimes called the need-satisfaction approach 10. One price and waxy price policies One price Same price to all customers Flexible price Offering the alike(p) product and quantities to different customers at different prices.

Alternative Finance Models Essay Example | Topics and Well Written Essays - 2000 words

Alternative Finance Models - Essay ExampleAfter the end of atomic number 18a War II there view as been various innovations in the stranding sector and communication and technology have played a major role in aiding these innovations. The question is, however, whether the financial system that countries have been sideline is reliable or not. The system failed in the recent financial crisis and many countries such as Bangladesh are forthwith finding alternative finance models such as Grameen Banking and the Gulf countries have now introduced Muslim Banking. Both of these models have certain attributes that differentiates them from the conventional Banking system. The choice of the system depends on the nature of the country and the series of policies being followed by the government.According to the World Bank estimate, or so 1.3 billion people live on less than a dollar per day. Grameen Bank system was formed in 1976 by Muhammed Yunus, with a imaginativeness to eradicate pove rty from Bangladesh. (Anon., n.d.) This Bank is designed especially for the poor who have no education, no ascribe history and no assets to offer to the Bank (Latifee, 2008). The bank also aims to empower poor women who are unremarkably the bread earners of the family (Anon., n.d.). Women in Bangladesh are engaged in activities such as farming or summit poultry and they need small loans in order to meet their daily needs. Furthermore, women in Bangladesh are not getd and lack the loaferonic knowledge about banking activities. The Grameen Bank was formed especially for women in the cracker-barrel areas who do not have the finances to pay for their childrens education or to pay for basic necessities such as food and water. With the Grameen bank designed especially for the poor these women and men can now go to the bank and avail the financial services like any other individual residing in the urban area. For example women can get loans from the Bank and start up their own busin ess. The loan can be repaid within a period of 3 months or 3 years depending on the amount. there are no requirements for getting the loan but members are usually required to memorize the resolutions proposed by the Bank. These resolutions include statements such as I entrust use clean drinking water, I will wash vegetables with clean water, I will use contraception when possible and so on. It has been estimated that the population ripening in Bangladesh fell after the Grameen Banking system was introduced (Yunus, 1999). The concept of resolutions was Muhammed Yunuss idea and he wanted to educate the women of his own country and attention them improve their standards of living. His strategy has worked and over 5% of borrowers from the Grameen Bank rose higher up the poverty level and extreme poverty declined by 70% in a span of 5 years (Yunus, 1999). The Bank also serves the beggars though its struggling members program. The main features of this program are The rules of Grame en Bank do not apply to these members and they can form their own rules All loans given to these struggling families are costless of interest and they can pay installments in any way they are comfortable with The beggars are not asked to give up begging but they are asked to engage in other income generating activities. The main idea behind this step is to slowly move these beggars away from beggary and introduce them to other income generating activities. Such programs help the poor in ways one could not have imagined. Grameen Bank is probably the first Bank in the history of Banking which is 100% made for the poor and of the poor. The poor own the Bank after a year of membership they can buy shares in the bank and become members. According to the founder Muhammed Yunus around 94% of the bank is owned

Animal Oxygen Consumption Lab Report Example | Topics and Well Written Essays - 2000 words

Animal Oxygen Consumption - Lab Report fontAfter series of tests and manipulation, the investigator found out that, host O consumption of the groups subject which is the Tilapia increases, as incubation period increases however, the former was found to gull no direct birth with its body weight. The solvent was contrasting to the experience of other groups which were assigned to investigate crayfishes. Direct or linear relationship among crayfishes oxygen consumption, incubation time and body weight were not as well established.All living cells choose sinew from exterior sources to act upon their many important tasks such as biosynthesis, transportation of molecules across membranes, movement, and reproduction. maven thousand plants for example, acquire vast amount of verve from sunlight through photosynthesis. Chloroplasts surrounding the cell matrix diversify solar energy into chemical energy. Moreover, most animals ingest food (usually plants and other animals) to acqu ire chemical energy that are stored in the food at the same time generate ATP through a process called cellular respiration. Cellular respiration in the same manner requires oxygen as a reactant. Thus, as an outcome of cellular respiration and cellular activity, animals are able to produce and release heat. This is one of the many unique characteristics of organisms and they as well vary in the rate of heat production as part of their metabolism.The overall process of cellular respiration can be summarized asC6H12O6 + 6 O2 6 CO2 + 6 H2O + ATP + heat (Foodstuff) (respiration) (heat) (work) Oxygen consumption was measured by estimating the energy metabolism, since the rate of oxygen consumption as well as energy utilization is generally presently related.In this exercise, the oxygen consumption of Tilapia was determined by using LaMotte dissolve Oxygen equip in small volumes of water. This technique is titration-based on the oxidizing characteristics of dissolved oxygen (DO). Mangan ese solution is also added to the well-tried water samples followed by a strong alkali. Later, the solution was titrated through a standard solution, followed by extension of an indicator.Objectives The laboratory activity intended to achieve the following aims 1. To demonstrate relationship in animals body weight, oxygen consumption per body weight with respect to the incubation periods. 2. To perform accurately the procedures in the use of LaMotte Dissolved Oxygen kit, titrations and balance. 3. To compare the oxygen consumption of nektonic and benthic organisms.Hypothesis There is no direct relationship among oxygen consumption, incubation time and body weight for both animals (tilapia and crayfish).Methods/Procedures1. Students are assigned into groups. Each group will be assigned and organism to work with depending on availability.2. Fill 4 jars with the aquarium water. utilise a net, select 3 animals of which your group is assigned to and gently transfer them one to each of the stonemason jars. The animals may vary in size. In addition, in the case of Tilapia, choose smaller ones so they have room to move about in the jar. *Collect water for your negative control first, since

Women in Accounting Literature review Example | Topics and Well Written Essays - 2500 words

Women in be - Literature review ExampleNational and international bodies have taken up the issue strongly and be championing the course of bridging the gap between males and females. The United Kingdom has a tall history as far as sexual practice issues are concerned. As gender equality advocacy continued, the way became pave for women to be seen in all aspects of life including education, barter, planning and leadership. Accounting as a subject and profession has its own part of the history as far as female participation is concerned. and It is worth mentioning that the motive to integrate women in the everyday processes of life was championed by specific people who are noted in world history the world over. In the area of accounting for instance, names such as Ellen Libby Eastman, bloody shame E. Murphy and Helen H. Fortune come up for discussion (Bosompem, 2007). With their effort, the way has been paved for an all-inclusive women participation in accounting. Conceding the s pecial role that women have played and continue to play in accounting, the aim of this submit is to reflect on the role of women in accounting from the 1960s till 2010 with special emphasis on women in accounting in the United Kingdom. ... the term gender discrimination is explained to be characterized by the mismatched treatment of a person based exclusively on that persons sex (Law JRank, 2009). One unfortunate built in bed with gender discrimination is that women have been the worse affected. The National Coalition for Women and Girls in Education 2002 for instance notes that in many cases, females were denied entry into training programs for higher-wage, traditionally male, industry and technical occupations(123HelpMe, 2011). This observation brings to discussion the issue of gender stereotyping which is an indirect form of gender discrimination. Stereotypes reflect ideas that groups of people hold about others who are different from them (Media Awareness, 2010). Painfully, w omen were not discriminated because they lacked he capability to take up challenging responsibilities and courses in education and but were discriminated on the guiltless grounds of myths and self-cooked believes that purported women to be inferior to men (Yankson, 2010). For this reason, not many women were seen as achievers as far as educational and professional competences such as accounting were concerned. Gender stereotyping, bias in teacher practices and torture by other students discouraged non-traditional enrolment by females (123HelpMe, 2011). But lo and behold, there was coming a quantify when women would see freedom. Historical Rise of women and their roles in accounting According to Jacobs & Schain (2006), American Institute of Certified popular Accountants (AICPA) officials report that women are drawn to accounting because women tend to be organized and good with people, and both are absolutely crucial to this profession.Women also develop good time management skill s trying to juggle kids and work (Maeglin,

Dont have a topic Essay Example | Topics and Well Written Essays - 500 words

Dont have a topic - Essay ExampleA nonher guideline to depart a successful bookman is to manage time fruitfully. Time management is not difficult when a student creates a checklist and organizes his work. Time management can lead a student towards success as cardinal then submits all the assignments, presentations and other related academic papers on time. Also, a student should forefend distractions and focus on the subject he is studying. When a mind is focused on a accompaniment subject, then the idea can be more effectively grasped. Focusing can be maintain by studying in a quiet place, for example a library and by identify aside other secondary tasks.The key to success is to strengthen whizzs will to succeed. The biggest residue an ordinary student and a successful student is their attitudes. For some, learning is fun and enjoyable. For others, learning is drudgery. Our attitudes are vestmentss construct from feedback from parents, friends and society. In every class, look for positive people to associate with in every chapter find one more concept important to you with every friend, explain a new idea that you have learnt agree a list of goals, positive thoughts and action. Educators believe that forming questions is more important than remembering answers. Yet teachers ask for answers, not questions but questions and answers are two sides of the same coin, the process called learning. Mental self management or is an invention of planning, monitoring and evaluating the learning process. You have to identify the best learning styles that suit you and have to develop the habit of asking questions (Martin 6). By asking question one learns more as he remembers during an exam what he has asked from his teacher in the class.One another quality that a student must possess to become a successful student is self motivation. One has to motivate himself to study by reflecting on the goals set and the relative outcome of those goals. The more a

Do male Bulgarian citizens travel further and more frequently abroad Essay

Do male Bulgarian citizens travel further and more sponsorly abroad then(prenominal) female citizens - Essay ExampleThe portray study would focus on tourism as an important economic activity in the coeval society with various social, cultural, and environmental impacts on the visited regions. It is among the developing sectors of economic activities in the contemporary world. The countries in atomic number 63 have different characteristics that can be advantageous in respect to tourism. Most of the countries of the Central and eastern europium experienced communist territory up to the late 1980s and early 1990s when they transitioned into the western models. Bulgaria is one of the countries in Southeast Europe. In 2010, Bulgaria was ranked role 27 in Europe and position 48 in the world in terms of Tourism Competitiveness Index (TCI). The bucolic recognizes its beaches, countryside, character parks, mountain resorts, and wines as some of the tourist attractions. It also has cheap transport systems that are favorable for tourism. Bulgaria is promptly opening into the international scene since the fall of communist era in 1989 and with the emergence of socialist rule that promote a socially active tourism in the country. The Bulgarians have increasingly shown interest in the other attractive features that are not within their borders was well as experience for other cultures. planetary departures from Bulgaria have shown an increasing trend (rising by 16.8% in 2002) and about 25% could be attributed to tourism by 2002. (Bulgaria Market Profile, 62). Tourism to a given region can be determined by the talent of the region and the financial abilities of the different individuals as well as their tastes and preferences. Thus, the males may have the ability to extend to frequent visits to several destinations across the globe as compared to the females. The main question to be addressed in the research is Do male Bulgarian citizens travel further and more frequently abroad then female citizens? The investigation is expected to reveal that males travel more frequently and to further regions than the females. As hypotheses to the study, it is ab initio assumed that the male Bulgarian citizens travel further abroad than the female citizens do and that they make frequent visits abroad than the female citizens. Method(s) of investigation The study was conducted in Bulgaria, a country in southeast Europe that borders other European countries like Romania, Croatia, Greece, Macedonia and Serbia as well as Turkey from West Asia as shown in Figure.1. Figure.1. Map of Bulgaria Source http//www.infoplease.com/atlas/country/bulgaria.html The information that was appropriate in answering these particular questions was to be sought from the Native Bulgarians. Research was carried out at three distinct locations Sofia, Burgas, and Sunny Beach on the coastal Burgas-Varna road. The information on non-nationals of Bulgaria would not be appropriate a nd hence these were ignored whenever they were encountered. The information to be sought was whether the Bulgarians (being interviewed) had left the country at least at a certain point for a holiday trip. In the event that the individuals had been out of the country for holiday purposes, he or she would specify the country of destination and the frequency of such visits. Together with the sexes, these would suffice to determine whether males traveled to further regions and more frequently than females or not. Besides, only data collected from Sofia was used in determining the validity of the initial assumption. This is because as the capital city, it is likely that more city dwellers who are natives will be approached and interviewed. The groups developed a questionnaire that was be used for the interview. The participants had to provide details of their nationality and other demographic information like sex age group. The data collection materials were issued in English and Bulgar ian, as these were

Investment Analysis essay for the exam Example | Topics and Well Written Essays - 2250 words

investiture Analysis for the exam - Essay ExampleIn actively managed portfolios, fund managers do not conceptualize that market is always efficient and they are always eager to make use of such twin in pricing that does not discount the teaching completely. If active fund manager remains prospered in identifying such opportunities, it is doable to make above average returns without exposing to high(prenominal) systematic risk and thus, it is possible to outperform the market through actively managed portfolios. Information always continues to flow in the market and prices limit on fluctuating. Sometimes the information is stock specific and sometimes, some macroeconomic factors may provide committal to the market.Disadvantage of actively managed fund is that these bills have higher expense ratios. They also acquit higher taxes as they frequently enter and exit in the market. Due to their modus-operandi, these funds may give higher returns however, they carry higher risks t oo. It is also true that prices fluctuate in response to available information widely as per the perceptions of the players involved and they are mostly unpredictable. Usually, it is not possible to use information to predict incoming price.Contrasting actively managed funds, passively managed funds take a long term view and do not frequently enter or exit the market. The advantage is that they are less risky and pay lesser taxes in comparison to active funds. Owing to limited number of transactions, passively managed funds go on less on transaction costs. They usually provide risk free average returns. Passively managed funds are highly diversified to minimize market risks. Another advantage is that they are not information dependent while reshuffling their portfolios, which usually happen at much lesser frequency.The only injustice that can be said against passively managed funds is that they do not provide fancy returns

British imperialism and Kipling Essay Example | Topics and Well Written Essays - 250 words

British imperialism and Kipling - audition ExampleDravot being singled out as neither God nor Devil but a cosmos (p, 67). The result of their action was hostility from the natives.In a similar way, the ambitions and fantasy of the British was similar to that of bang-up and Danny. Danny and Peachy through their ill ambitions, sets off for to a foreign land of Kafiristan, where no white small-arm has ever been since Alexander the Great (p, 18), in pursuit of power and wealth. This explains various British Imperialist in many parts of the world such a in Africa and India where they acquired colonies. Similarly the tendencies of the British Imperialist stop as altruism surface faded under the need to conquer and exploit natives. This was the case of Carnehan and Dravot in their fantasy. Nonetheless, the Britain strategy differs in strategy to achieve the common goal.As exemplified in the paper and looking at the events that unfolded in the book Kipling had a contradicting opinion to the subject of imperialism. More specifically, the work of Kipling explores the power tied to imagination. In other words, he dislocates or deviates from reality and concentrates on fantasy. The very attribute and structure of his work explores the simultaneous binary that exist between reality and fantasy. Kipling is rather negative concerning to the imperialist mission and its detrimental impact. In Kipling view, Imperialist actions had various negative consequences. This explains his attitude towards the

The Fall of State Article Example | Topics and Well Written Essays - 750 words

The Fall of State - Article guinea pigHealth care, education and pensions for retirement are about of the or so popular. These obligations caused states to start taxing their citizens. At this point, some of the richest states in the world are in debt because they can not meet these obligations. A final flair in the state of the state is the blurring of subject identities and borders due to technology such as telephone and railing lines. The author argues that technology will continue to erode the relevance of the state because information and trade that was at once under the control of the state will now be controlled by corporations that operate with impunity across national boundaries. I think that the most important trend is the second one because it affects people the most directly. Citizens of launch states expect to be protected by the military of their respective state, but it usually isnt something they pass around thinking about all of the time, curiously in Europ e and North America, where at that place hasnt been conflict between states for many decades. What people do worry about is their state pensions for retirement, protection against crime, healthcare and education. The failure of the state in this area is what makes people angry on many different levels. In some states, the raw materials of economic prosperity and independence such as beingness able to figure employment or have money beyond your immediate needs are not being met. In these instances, the future of those individual states is in question. Even if the state is ruled by a tyrant, ultimately a populist uprising is sure to occur. Citizens are not willing to be taxed forever without acquire the most basic services from government. This is the most important trend because it is the cause of radical ideas that offer solutions to problems that skill actually be worse than the existing problems. My major critique of the article stems from the fact that it is almost fiftee n years old and so much has happened in the world since it was written to refute some of the basic premises outlined in the articles thesis. At the writing of this article, the internet was still a novelty. Now it is a major engine for communication and business worldwide. While it has provided challenges for the state, there is no sign that it is really firing to replace the state. That the internet and technology such as satellite phones has provided to terrorist organizations is an ease of communication that was not contingent in the past. These international organizations pose the greatest real threat to the existence of the state as we accredit it because they are fluid, dynamic and operate across international borders with relative ease. But the thought that technology is impact the stability of the state is not valid for states with freedom of communication, expression and press. In the state that prohibits certain communication, especially that which is against the curre nt rulers of the state, then this technology poses a real threat. Another critique I have is the possibility that because the nature of a state changes, then the state is weak. Currently, Sudan is breaking into two new states. The author feels that this is in some manner proof that states in general are weakening. Actually, what is happening is a replication of a system that most humans have found to be desirable. Simply because there are now two states where there once was one does not show the idea of statehood is weakening. It actually

Research paper for Peggy Lee Example | Topics and Well Written Essays - 750 words

For Peggy Lee - Research Paper ExampleHer c areer in medical specialty started in 1935 when she interpret for the first with a topical anesthetic band and continued on in such(prenominal) a way till 1941 (Strom 10). It was in 1941 when her first song was recorded which was followed by several more than recording of songs (Strom 18). She entered the film business and in a few movies, one being Lady and the order in 1955. In 1995, she was presented with the Grammys Lifetime Achievement Award and was included in the Songwriters H each(prenominal) of Fame in 1999. She died at the age of eighty one years in January, 2002. 2. She was natural in a secondary city called Jamestown, situated in North Dakota (Strom 6). It was in this city where she first performed on the radio and a hotel where she was first noticed by Benny Goodman which led to her first official recording. She spent her last geezerhood and died in Los Angeles in California. 3. Peggy Lee did not learn music in a tradit ional way, but, rather, it came to her naturally. She sang in high school, her Churchs choir and horizontal lent her voice for some local bands. 4. She only sang, there has been no mention of her ever playing any instrument. 5. She was amongst the first few to signalise the rock and roll genre in the field of music. She is also said to be a bully influence on some of the worlds greatest vocalizers such as Paul McCartney, Madonna, Bette Midler, etcetera 6. No information found. 7. She started off performing with local bands but followed with solo acts. However, she did accompany another singer from time to time. 8. She was particularly known for how her voice turned soft, and even cool whilst singing songs (Unknown), which remained her signature for all her work, for her delicately husky and reserved style (Peggy Lee). 9. During the early 1980s, Peggy Lee came up with an idea of a Broadway award show called Peg which was based on her own life. However, it did not appeal to the audience and, so, was closed flock (Larkin). She is the only woman to have her songs in the Top Ten hits during the 1940s, 1950s as comfortably as 1960s. She also tried out sculpting and painting, and reproduced the hands of famous men like Albert Schweitzer (Hemming and Hajdu). 10. Her first husband Dave Barbour was the guitarist of Goodmans band of whom she was a member, too. They divorced but were close till he died. The other triad husbands were also from the music/film industry. She also worked with Sonny Burke, Mike Renzi, and Keith Ingham Octet amongst many others (Clarke). 11. She wrote music for films that she even acted in as well as those for her album. Her work was quite diverse and included poetry, chamber pop, hunch forward as well as art songs. 12. Peggy Lee was a composer, a singer, songwriter as well as an actress. 13. It was in March 1943 when she got conjoin to David Barbour (Strom 29). In November of the same year, her first child Nicki Lee Babour was born (Strom 30). However, she divorced him in 1952 and married the actor Brad Dexter in 1953. Again, these two got divorced and she married another actor Dewey Martin three years later, in 1956. This marriage was also not to last for languish and the two got divorced in 1958. Her fourth marriage was to Jack Del Rio in 1964 but they signed up for a divorce a bare year later. 14. Her most famous song is her version of fever by the lyricists Eddie Cooley and John Davenport, originally written for Little Willie John. She added a few lines on her own which are not considered to be part of the original song and excluded some which she thought to be too

Why can't pioneering innovative companies sustain their first mover Essay

Why cant pioneering innovative companies parent their first mover advantages - Essay ExampleThe breakthrough product for this Canadian familiarity has remained to be the berry (Sweeny 2009). However, the arrival of iPhone in the food grocery store has overturned everything for look into in execution leaving the company struggle to cope with the fast followers challenge. Rivals such as Google and apple which performed well in the market have led to a downward performance in the companys stock prices. Apple first launched iPhone, a device which took a dominant position in the market and more so in the consumer segment and is now taking leads in the corporate market where berrys were dominant.... That is, the company has recorded ups and downs of 15% over the last 3 years when it comes to its share prices. This is because of the existence of stiff competitors in the market competing for the same market share with Research in Motion Ltd. The ups and downs in the share prices of Research in Motion Ltd may also be attributed to consumption of its market share by the competitors and specially in the consumer market. The introduction of new and improved products in the market by the competitors has made BlackBerrys less competitive making RIM Ltd loose its significant number of consumers. Source http//www.bloomberg.com/quote/BBCN/graph When the BlackBerrys become less competitive, the stocks also become less competitive a mail service which has led to the reduction in stock prices. The increased competition and a reduction in market share have led to a reduction in the total volume of stocks traded in each(prenominal) trading day. Analysts also attributed the drop in stock prices in the company to the increased prices of the new BlackBerry mobile phones, a price which is too high for the emerging markets. With the increased prices, the company has been having huge problems attracting customers outside from Androids by Google and iPhone platforms by Apple I nc. Source https//www.google.com/finance?cid=663276 2. First mover advantages of Research in Motions BlackBerry BlackBerry was the first brand to be introduced in the market with mobile e-mail which was highly compatible with the corporate requirements. BlackBerry then become the market leader and has continued cosmos the market leader. BlackBerry was the brand in the market to integrate mobile communication, corporate email and profits capabilities

Different Products and Factors which Affect their Demand and Supply Assignment

Different Products and Factors which Affect their Demand and Supply - Assignment ExampleSimilarly, all decrease in the price of a commodity will increase its quantity holded that will military issue in an extension of demand i.e. movement along the same curve towards a higher aim of quantity demanded. Any other factors other than price which affects the demand for a product will case into a change in its demand at every level hence the whole demand curve will shift from its original position and will operate on a pertly demand curve formed on the basis and magnitude of the change. Some factors which affect the demand for a product argon changes in the income level of a person, changes in the distribution of income, advertising, and marketing of the product, consumers taste, elbow room or trend, credit facilities associated with the product, the price of substitute goods and complementary goods and so forth Any changes are population are also considered to be a factor which in fluences the demand, however, it is considered to be a long-term factor, any changes in a population usually occur over a large period of time. The market for convenience foods is expanding chop-chop even though there are various programs and efforts directed to inform the people about its unfavourable effects on human health. Some people believe that it contains a lesser amount of nutrients and a higher amount of fats, preservatives, taste enhancers etc. Despite the concerns associated with it, the demand for convenience food is on the spring up as the quality or taste of the food and female employment has increased. More people are attracted towards these nearly ready-to-eat meals as they feel it saves time and is more convenient than usual cooking. The market for convenience foods is judge to expand further which means there will be further increases in its demand, this could be overdue to different factors such as a change in taste, fashion, lower price, higher quality etc. The price of good always plays an important role in determining what quantity will be demanded by the consumers. The price of convenience foods is expected to decrease as newer and efficient factors and methods of production are been used.

Gay in the military Essay Example | Topics and Well Written Essays - 750 words

Gay in the military - Essay ExampleThere has been a long history of the gays serving in the army and there have been many political reforms associated with this issue. It has been detect that the confidence or tempo of the military is not affected by the gays serving in the arm forces.The U.S. military prohibited the homosexuals to help oneself in army in 1916 in the Articles of War. However, a full-fledged oust was enforced in the World War II. After this historical ban, recruits were properly analyzed and observed for signs of crotchet before being selected for the Army, Navy and Selective Service System. An estimated 4,000 gays who applied were rejected due to their sexual orientation. Lesbians were for the most part accepted because asking women about their sexual orientation also violated the standards of behavior and conduct. During 1992, the presidential crusade Dont ask, male parentt tell was initiated by Bill Clinton and claimed to lift this ban. However, this crowd was impertinent severely by senior military personals and also the American public. When the attempts failed, the Congress passed a law that gays could serve in army as long as they kept quiet about their sexual orientation. The campaign formally known as the Military Eligibility Act of 1993 was not completely followed and investigations about the homosexuality were legato carried out by the military recruitment services. Since 1994, 12,000 gays were dismissed (Webley 2010). The history of gays in the military indicates that many heart-whole efforts were put up by the politicians to lift this ban. However these efforts were always encountered with opposition not only by the military services but also by the American public.When the issues like increasing the size of the arm forces was put forward by President Bush in 2007, the issue of gays serving in military was brought up again in the form of a heated argument. The policy Dont ask, dont tell is a huge

To what extent is the Aeneid symbolism of the Augustan regime and the Essay - 1

To what extent is the Aeneid symbolism of the Augustan political science and the association between Augustus and Aeneas - Essay ExampleSymbolically, the course of the epic mirrors the real historical events that connect the final stage of Julius Caesar, the chaotic struggle of power that followed, and the rise to of the Augustan regime.The establishment of the Augustan regime was a culmination of political tragedies and uncertainties that followed the death of Julius Caesar. The demise of Caesar led to the emergency of power struggle between Augustus on the one(a) hand, Antony, and Cleopatra on the other. The lengthy power struggle led to the emergence of Augustus as the lone victor. He proceeded to unify power and establish a prosperous reign over the Roman Empire. In the estimation of many an(prenominal) historians, the triumphs and challenges that he encountered and his eventual end as the ruler was not only a testament of his courage and fighting character but also a measu re of wisdom and courage, which comprised the hallmark qualities of leadership as understood within the Roman context. As such, it might be argued that many of the challenges encountered by Caesar were a verbal expression of his drive towards the establishment of a strong empire that would quell the unease and the unrest that followed the assassination of Julius Caesar.Comparably, the component of Hector, as understood within the element of symbolism, stands in for Julius Caesar. Although Julius Caesar is remembered more for his wisdom than for war antics, the great respect, admiration, and adoration, he commanded mirrors nearly perfectly with the kind of honor that Hector enjoyed among the Trojans. Repeatedly, Virgil shows the manner in which Hectors spirit helped propel Aeneas to great heights of victory and courage2. In essence, a part of Aeneas was attached to Caesar in a way that affirmed the latters support and endorsement to the former. Aeneas derived courage and strength f rom the inspiration

Customized Learning Theory Assignment Example | Topics and Well Written Essays - 2000 words

Customized Learning possibleness - Assignment ExampleThe aim of this study is to examine the characteristics of gifted children in the school environment. The study forget also look at the various elements of nurture theories that relate to this group of children and further combine these elements to collapse a hybrid theory that caters to the needs of gifted children. Characteristics of sharp Children Gifted children learn faster, broadly and deeply meaning their intellectual ability is higher comp bed to their peers. Intellectual ability is believed to be innate and is not acquired finished personal effort. Further, intellectual ability can be specific or general. An intellectually gifted somebody for example maybe strikingly gifted in mathematics but lack the same squiffy skills in humanities or language. A combination of an adequately challenging curriculum and the necessary intentness to master learned skills often leads to academic success for the intellectually gifted (Eakin, 2007). Although intellectually gifted children be unique, they share some common characteristics within the academic environment. First, they have certain cognitive characteristics including, faster learning of materials, curiosity, widely diverse interest, reasoning ability, creativity, an excellent memory and a large pool of phraseology. In addition, intellectually gifted students are perfectionists and often fear failure. Their intellectual capability makes them feel different and their superior vocabulary makes it hard to communicate with their peers hence they will have trouble forming social relations with their classmates. Further, gifted children are highly introspective and introverted and hold very high expectations for themselves and for others. Gifted children are also highly sensitive to their environment in terms of emotional and mental over-awareness (Eakin, 2007). The learning environment for gifted children is all-important(a) as with other special needs students. Gifted students should be provided with opportunities to attempt new learning and drive their strengths in a psychologically safe environment. A modified learning environment provides gifted students with the fortune for development and optimum growth. The social environment should also be supportive making sure that no one feels out of place and the students can establish trust with the teacher without the fear of being sanctioned. Moreover, gifted students should be provided with an opportunity to function at advanced levels of depth and complexity and their interests tied in with schoolwork. Gifted students tend to decline in performance if not challenged with abstract concepts, or presented with opportunities to go beyond what is offered in the regular classrooms. Gifted students that are rarely challenged lack confidence in their ability to perform rise when presented with challenging learning tasks (Eakin, 2007). Learning Theories and Gifted Students Theories deal ing with gifted children focus on the ability to admit successfully to the environment and the ability to solve problems related to particular situations. Under the cognitive peculiarity theories, Galton emphasizes dickens inherited traits whose abundance makes one intellectually gifted. The first trait is sufficient energy, which increases the capacity for labor. The second trait is sensitivity making the intellectually gi

Subprime Meltdown Essay Example | Topics and Well Written Essays - 1000 words

Subprime Meltdown - Essay ExampleThe article begins by discussing the case of forward-looking Century and revealing that it represented superstar of the biggest accounting failures at that time. At one end was the view that the accounting procedures used by the company were faulty and there were major(ip) crimson flags that the company did not watch out for. However, at the other end was the view that the failure of New Century was an inevitable outcome of the overall failure of the U. S Housing Industry and that the company was fix to come down in the midst of a failing market. However, the report does point out certain(prenominal) red flags that were not taken into account by the company and accounted for its failure. The major issue, as highlighted, was that the company did not undertake rigorous research effort into exploring the background of potential borrowers that it had no benchmark for assessing the quality of its lending. wizard of the most obvious flaws was to rule out the income level of the borrower before lending him/her the loan thus, loans were lent despite insufficient collateral. Secondly, the company had been involved in unethical practices of advertising low rates that far deviated from the true as a result of which the borrowers were awestruck when they had to pay the actual market rates. At the same time, the come were misleading. Although the dollar value of loans was said to have increased the number of defaults increased by more than that creating a vicious cycle of debt for the lending companies. They were lending more and more for less and less backup hence, in effect they were lending more than their ability to do so. What was more surprising was that the documentation to support these loans was oft missing which simply meant that there was great room for fraud or misrepresentation. And that is exactly what happened. Individuals took loans withal though they were not eligible for it which paved way for the crisis that fol lowed. At this point one may raise the marvel that what was the company doing all this time? Was it being a silent watchdog, ignoring the entire activity or was it oblivious(predicate) of the situation? Does the responsibility of these malpractices lie with the management or not? The answer is unfortunately the former- the companys top management did not encourage stringent check and balance the internal controls were not in place making it very easy for individuals to commit fraud or misrepresent their backgrounds while getting the loans. No cross-checks were make. This is clearly evident in the findings of the article whereby it was revealed by the Court that fraudulent and unjustified alterations were made in the calculations of repurchases reserves and that, most importantly, these changes were made without any verification from higher authorities, documentation and approval. Another major inefficiency is highlighted by the case- that of fraudulent audit practices or the fail ure of audit department to ensure transparency by being bribed or influenced by the company they are auditing. This has been a common practice, especially where regulations are lax. However, even where regulations are stringent such practices exist and are difficult to trace before the revelation of the fraud. Hence, the